Privacy Policy
Effective Date: August 23, 2026
At SxCali Insurance Services ("we," "us," or "our"), we keep your personal information straightforward and secure. This policy outlines how we handle your details when you request a life insurance quote, use our site, or get in touch with us. We follow all applicable California state laws (including the CCPA/CPRA) and federal guidelines.
1. Info that is Collected
Contact Details: Name, email, home address, and phone number.
Quote Info: Basic details like age, tobacco use, and coverage needs to find you the right policy options.
Technical Logs: Standard website data like your IP address and browser type collected through basic site cookies.
2. How We Use Your Info
To calculate life insurance options and get you accurate quotes.
To manage your inquiries and application progress.
To send updates or follow-ups via text message (SMS), if you opted in.
To comply with California Department of Insurance regulations.
3. Text Messaging & Privacy
Strict No-Sharing Rule: We never sell, rent, trade, or share your phone number or opt-in consent with any third parties or affiliates for marketing purposes.
Delivery Only: Your phone number is only shared with our technical provider, strictly to deliver text updates to you.
Opt-Out: Stop receiving texts anytime by replying STOP. Reply HELP for support. Standard message and data rates apply.
4. Minors & Children’s Privacy
Our services are meant strictly for adults. We do not knowingly collect, request, or keep personal information from anyone under the age of 18. If we learn that a minor under 18 has submitted personal data to us, we will delete it right away.
5. Your California Privacy Rights
If you live in California, you have the right to:
Know & Access: Ask for a copy of the personal information we have on file for you.
Delete: Ask us to clear your data, except for records we are legally required to keep under California insurance laws.
No Sales/Sharing: We do not sell your personal data or share it for behavioral advertising.
No Penalties: Exercising your rights won't change your access to our services.
6. Contact Us
To exercise your privacy rights or ask a question about your data, reach out directly:
SxCali LLC
SxCali Insurance Services
California Entity License #6019780
8629 Imperial Hwy Apt 219
Downey, CA 90242