Terms and Conditions
Last Updated: August 23, 2026
Welcome to SxCali Insurance Services. By using our website, services, or text messaging, you agree to these Terms and Conditions.
1. Who We Are
SxCali Insurance Services is a licensed California life insurance brokerage. We help you compare and apply for life insurance policies from third-party carriers. We do not underwrite or issue policies ourselves.
2. California Residents
Our services comply with the California Insurance Code and state consumer protection laws. They are meant for individuals living in California or looking for insurance available here.
3. Text Messages & Communications
When you give us your phone number, you agree to receive informational and marketing texts about your quote, application, appointments, or support.
- Frequency: Message frequency depends on how often you interact with us.
- Rates: Standard message and data rates may apply.
- How to Opt-Out: Text STOP at any time to cancel. You will get one final confirmation text.
Need Help? Text HELP or email our support team.
4. Your Privacy
We do not sell, rent, or share your phone number or text consent with third parties for their marketing. We only share your details with insurance carriers or essential service providers to process your quote or application.
5. Legal Disclaimer
The info on our site is for general purposes only. It is not financial, legal, or tax advice. Final coverage depends on carrier approval.
6. Contact Us
SxCali LLC
SxCali Insurance Services
California Entity License #6019780
8629 Imperial Hwy Apt 219
Downey, CA 90242